TERMS AND CONDITIONS


I (We) confirm that –

1. All the statements, information and documents provided by me/us are true, correct and accurate.

2. The relevant consent has been secured from me/us by third party service providers in gathering relevant personal data and information relative to my/our application.

3. Failure to provide accurate information, whether through misrepresentation, falsification, or omission, will be considered an attempt to defraud Cepat Kredit Financing Inc. Such actions will result in the denial of my/our application or the cancellation/termination of any granted application. Cepat Kredit Financing Inc. reserves the right to pursue civil and/or criminal liability against me/us in such cases.

4. Cepat Kredit Financing Inc. retains the sole prerogative to accept or decline my/our application for financing. In the event of a refusal, Cepat Kredit Financing Inc. is under no obligation to furnish me/us with the grounds for such denial, save as may be mandated by applicable legislation or decreed by a judicial or regulatory authority.

5. Cepat Kredit Financing Inc. may impose such reasonable terms, conditions or requirements as it may deem necessary or proper relative to my/our availment of any product, service, facility, channel or any other legitimate business purpose of Cepat Kredit Financing Inc.

6. I/We will inform Cepat Kredit Financing Inc. of any updates to the information and documents that have been provided by me/us

7. I/We agree/consent to receive updates, notifications, news, special offers, promotions or announcements about my/our application and/or related products, services, facilities, or channels through different communication methods, including SMS/text, email, fax transmission, or any other suitable means chosen by Cepat Kredit Financing Inc.

8. I/We have read and understood the Terms and Conditions herein set forth governing the products, services, facilities or channels found at www.cepatkredit.com and hereby expressly agree to the Terms and Conditions thereof.

9. The foregoing shall apply to all products, services, facilities, or channels of Cepat Kredit Financing Inc. that I/we may avail of. Cepat Kredit Financing Inc. hereby warrants to keep confidential all information and documents obtained from me/us relative to my/our application, accounts, transactions, credit relationships, credit facilities or other legitimate business purposes, except in so far as may be required by applicable laws and/or any government regulators or supervisory bodies.

10. I/We hereby agree to give my/our consent to Cepat Kredit Financing Inc., including its duly authorized representatives and agents to:

a. Collect, use, store, consolidate and process any and all information provided by me/us.

b. Outsource the processing of information to its duly authorized third party service providers, whether within or outside the Philippines.

c. Verify or validate my/our information with any government institutions, bureaus, agencies, offices or instrumentalities, as well as any court or tribunal.

d. Disclose and share my/our information to:

i. Cepat Kredit Inc’s parent, subsidiaries, affiliates and related interests (the Asialink Group of Companies);

ii. Credit information, investigation companies and credit bureaus such as BAP Data Exchange and the Credit Information Corporation (CIC, RA 9510), consumer reporting and other similar entities; Any government institutions, bureaus, agencies, offices or instrumentalities, as well as any court or tribunal, as may be required by law or competent authority;

iii. Any potential transferee or assignee of Cepat Kredit Financing Inc.’s rights and/or obligations under relevant contracts or agreements;

iv. Third party service providers, such as but not limited to credit investigators or collection agencies engaged by Cepat Kredit Financing Inc. or by any member of the Asialink Group of Companies, or for use in marketing, promotions, networks, loyalty programs and joint venture partners and other relevant external parties, whether based within or outside the Philippines (collectively the “Relevant Parties”); and

v. Such other persons or entities Cepat Kredit Financing Inc or any member of Asialink Group of Companies may deem necessary or appropriate to facilitate the corporation’s legitimate business purposes or those that may relate or arise therefrom, as and when the circumstances may warrant. The foregoing constitutes my/our express consent under the applicable confidentiality and data privacy laws of the Philippines and other jurisdiction and I/we hereby agree and consent to hold Cepat Kredit Financing Inc., the members of Asialink Group Companies, including the Relevant Parties, free from any and all liabilities, claims, damages and/or suits of whatever kind and nature, that may arise in connection with the implementation and compliance with the authorization conferred by me/us hereunder.