Frequently Asked Questions

Paano mag-apply ng Loan sa CEPAT KREDIT?

1. ) Pindutin itong link na ito --> Apply Now
2. ) Personal na mag-apply ng loan. --> Bookings

May bayad/ charges ba para mag-apply ng loan sa CEPAT?

Wala! Walang sisingilin na fees ang CEPAT, mga empleyado, o mga Loan Consultants para mag-apply ng loan.

Gaano katagal magprocess ng loan sa CEPAT?

For OFW Loans: Committed kaming maibigay ang loan approval ninyo sa loob ng isang araw upon submission of complete requirements.

For Sangla OR/CR Product: 2 -3 days upon submission of complete documents

Qualified ba kong mag-apply ng loan sa CEPAT?

Iba iba ang qualifications ng bawat produkto ng CEPAT,  hanapin ang tamang produkto para sa inyo by visiting Products

Ano ang mga requirements para mag-loan sa CEPAT?

Iba iba ang requirements ng bawat produkto ng CEPAT, hanapin ang tamang produkto para sa inyo by visiting Products

Magkano ang interest?

2.50% interest para sa OFW Loans at Sangla OR/CR products

Magkano ang pwedeng ma-loan from CEPAT KREDIT?

For OFW Products, 100% to 200% of the OFW's/ Seafarer's Basic Salary.
For Motorcycle and Tricycle, depende sa modelo ng unit na inyong sinasangla.

Gaano ka haba ang terms na binibigay ng CEPAT?

Sa ngayon 12 months / isang taon ang pinakamahabang terms na aming mabibigay.

Ano-ano ang mga accepted na Proof of Billing? 

a.  Landline Billing
b. Cable 
c. Internet (Cabled Connection)
d. Electric Bill / Water Bill

Ang Proof of Billing (POB) ko hindi nakapangalan sa kin, ok lang?

Ok lang! Provide nalang tayo ng additional Proof of Residence (POR), tulad ng:
a. Baranggay Certificate/ID
b. Shoppee / Lazada/ LBC Delivery Receipt or Digital Receipt
c. any Valid ID with your current address
d. Other Billings: Credit Card, Postpaid - Mobile, Internet

Paano babayaran ang loan amortization ko?

We have different payment channels: 
EC Pay
Eastwest Bank Bills Payment (Branch / Online Banking)
RCBC Bills Payment (Branch /Online Banking)
GCash Bills Payment
PayMaya Bills Payment

Ano-ano ang mga tinatanggap na Valid IDs?

Driver's License
Valid Passport
SRC / Seaman's Book 
SSS ID (Card Type)
Company ID (Present Employer)
School ID

PhilPost ID
NBI Clearance
Voters ID/ Certification
Baranggay ID (with photo)
Senior Citizen ID
Police Clearance

ID Requirement: 2 primary / 1 primary + 1 secondary / 3 secondary


Unit 208, AIC Gold Tower, F. Ortigas Jr. Road cor Sapphire Road, Ortigas Center
Pasig City, Metro Manila, 1600, PH

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SEC Registration No.: CS201909976
Certificate of Authority to Operate: No. 1223

Advisory: Welcome to CEPAT KREDIT FINANCING's portal. By accessing this website, you agree to be governed by the Terms and Conditions and data privacy policy herein set forth. If you find the Terms and Conditions and data privacy policy unacceptable, kindly discontinue accessing the website. Before proceeding with your loan transaction, we advise you to study the Terms and Conditions in the disclosure statements.